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Add your credit card aprCredit Card APR
Anonymous, self-reported prices matching your filters.
25th pct
20.93% APR
Median
25.32% APR
75th pct
28.91% APR
90th pct
30.88% APR
APR distribution
18.02%33.27%
What drives the rate?
Average APR by credit score.
Poor (<580)
29.72%
Fair (580-669)
29.55%
Good (670-739)
22.58%
Excellent (740+)
20.80%
Recent reports
| APR | Provider | Region | Card type | Credit score | Issuer | Has annual fee | Signed |
|---|---|---|---|---|---|---|---|
| 29.77% APR | Discover | Sacramento, CA | Travel / rewards | Poor (<580) | Bank | No | Jun 2026 |
| 29.89% APR | Citi | Jacksonville, FL | Balance transfer | Poor (<580) | Credit union | No | Jun 2026 |
| 22.43% APR | Local Credit Union | San Antonio, TX | Cash back | Good (670-739) | Bank | No | Jun 2026 |
| 33.27% APR | Citi | OR | Store / retail | Fair (580-669) | Fintech | No | Jun 2026 |
| 26.74% APR | Local Credit Union | IL | Balance transfer | Fair (580-669) | Bank | No | Jun 2026 |
| 20.31% APR | Chase | GA | Cash back | Good (670-739) | Bank | Yes | Jun 2026 |
| 18.02% APR | Bank of America | OR | Cash back | Excellent (740+) | Bank | No | Apr 2026 |
| 26.95% APR | Chase | NC | Store / retail | Good (670-739) | Bank | No | Apr 2026 |
| 20.83% APR | Chase | Tampa, FL | Cash back | Excellent (740+) | Bank | Yes | Apr 2026 |
| 22.65% APR | Local Credit Union | MI | Cash back | Good (670-739) | Credit union | Yes | Apr 2026 |
| 30.81% APR | Discover | Miami, FL | Store / retail | Fair (580-669) | Bank | No | Mar 2026 |
| 32.10% APR | American Express | NC | Store / retail | Fair (580-669) | Bank | Yes | Mar 2026 |
| 27.52% APR | Bank of America | MD | Cash back | Poor (<580) | Bank | No | Mar 2026 |
| 28.63% APR | Capital One | IL | Travel / rewards | Fair (580-669) | Store / retailer | Yes | Mar 2026 |
| 18.80% APR | Capital One | MD | General / no frills | Excellent (740+) | Bank | No | Mar 2026 |
| 22.08% APR | Chase | GA | Travel / rewards | Good (670-739) | Credit union | No | Feb 2026 |
| 27.24% APR | Citi | VA | Balance transfer | Fair (580-669) | Bank | No | Feb 2026 |
| 19.25% APR | Citi | PA | Cash back | Excellent (740+) | Bank | Yes | Feb 2026 |
| 20.22% APR | Bank of America | New York, NY | Cash back | Good (670-739) | Store / retailer | Yes | Feb 2026 |
| 20.97% APR | Citi | UT | Travel / rewards | Good (670-739) | Bank | Yes | Feb 2026 |
| 31.05% APR | Synchrony | WA | Student | Poor (<580) | Store / retailer | No | Feb 2026 |
| 19.11% APR | Citi | Sacramento, CA | Travel / rewards | Excellent (740+) | Bank | No | Jan 2026 |
| 28.08% APR | Capital One | WA | Cash back | Fair (580-669) | Bank | Yes | Jan 2026 |
| 23.59% APR | Synchrony | AZ | Store / retail | Excellent (740+) | Bank | Yes | Jan 2026 |
| 22.99% APR | Citi | MI | Cash back | Good (670-739) | Bank | No | Jan 2026 |
| 30.39% APR | Chase | Sacramento, CA | Cash back | Poor (<580) | Store / retailer | Yes | Jan 2026 |
| 26.00% APR | Bank of America | GA | Store / retail | Excellent (740+) | Store / retailer | No | Jan 2026 |
| 24.64% APR | Citi | IN | Cash back | Good (670-739) | Store / retailer | No | Jan 2026 |