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Add your life insuranceLife Insurance
Anonymous, self-reported prices matching your filters.
25th pct
$22/mo
Median
$48/mo
75th pct
$116/mo
90th pct
$310/mo
Monthly cost distribution
$4$1,300
What drives the price?
Average monthly cost by age band.
70+
$452
60-69
$294
50-59
$131
40-49
$69
30-39
$45
18-29
$30
Recent reports
| Monthly | Provider | Region | Policy type | Coverage amount | Term length | Age band | As of |
|---|---|---|---|---|---|---|---|
| $260/mo | Prudential | TN | Term | 250000 | 20 years | 60-69 | Jun 2026 |
| $765/mo | Haven Life | VA | Whole | 250000 | Lifetime | 70+ | Jun 2026 |
| $51/mo | State Farm | NC | Universal | 100000 | Lifetime | 50-59 | Jun 2026 |
| $82/mo | State Farm | MI | Group / employer | 1000000 | N/A | 50-59 | Jun 2026 |
| $67/mo | Haven Life | NJ | Term | 750000 | 20 years | 50-59 | Jun 2026 |
| $110/mo | Northwestern Mutual | GA | Term | 250000 | 30 years | 60-69 | Jun 2026 |
| $68/mo | New York Life | Austin, TX | Term | 250000 | 30 years | 50-59 | Jun 2026 |
| $62/mo | Haven Life | VA | Whole | 250000 | Lifetime | 30-39 | Jun 2026 |
| $170/mo | Northwestern Mutual | OH | Whole | 1000000 | Lifetime | 30-39 | Jun 2026 |
| $360/mo | Prudential | OH | Universal | 250000 | Lifetime | 60-69 | Jun 2026 |
| $225/mo | State Farm | IL | Whole | 1000000 | Lifetime | 30-39 | Jun 2026 |
| $65/mo | MassMutual | MO | Universal | 250000 | Lifetime | 30-39 | Jun 2026 |
| $170/mo | State Farm | Buffalo, NY | Term | 500000 | 30 years | 60-69 | Jun 2026 |
| $210/mo | State Farm | Albany, NY | Term | 500000 | 10 years | 60-69 | Jun 2026 |
| $23/mo | New York Life | San Diego, CA | Term | 250000 | 20 years | 40-49 | Jun 2026 |
| $92/mo | MassMutual | IL | Final expense | 250000 | Lifetime | 50-59 | Jun 2026 |
| $30/mo | New York Life | SC | Term | 500000 | 10 years | 30-39 | Jun 2026 |
| $25/mo | Prudential | OH | Group / employer | 100000 | N/A | 40-49 | Jun 2026 |
| $425/mo | Banner | New York, NY | Whole | 100000 | Lifetime | 60-69 | Jun 2026 |
| $275/mo | State Farm | OH | Term | 750000 | 10 years | 60-69 | Jun 2026 |
| $57/mo | Banner | WI | Final expense | 100000 | Lifetime | 50-59 | Jun 2026 |
| $21/mo | New York Life | San Diego, CA | Term | 250000 | 20 years | 40-49 | May 2026 |
| $41/mo | Northwestern Mutual | Rochester, NY | Term | 250000 | 30 years | 50-59 | May 2026 |
| $690/mo | Prudential | Sacramento, CA | Whole | 500000 | Lifetime | 60-69 | May 2026 |
| $40/mo | Northwestern Mutual | VA | Group / employer | 500000 | N/A | 40-49 | May 2026 |
| $350/mo | Banner | Orlando, FL | Universal | 250000 | Lifetime | 60-69 | May 2026 |
| $28/mo | Prudential | GA | Term | 500000 | 30 years | 30-39 | May 2026 |
| $35/mo | Haven Life | San Antonio, TX | Term | 500000 | 15 years | 40-49 | May 2026 |
| $35/mo | MassMutual | WA | Group / employer | 250000 | N/A | 40-49 | May 2026 |
| $12/mo | Prudential | Miami, FL | Term | 100000 | 30 years | 30-39 | May 2026 |
| $370/mo | New York Life | AZ | Term | 500000 | 30 years | 60-69 | May 2026 |
| $13/mo | Prudential | WA | Term | 250000 | 10 years | 30-39 | May 2026 |
| $62/mo | Northwestern Mutual | IL | Term | 500000 | 15 years | 30-39 | May 2026 |
| $415/mo | Haven Life | Buffalo, NY | Whole | 500000 | Lifetime | 50-59 | May 2026 |
| $23/mo | Northwestern Mutual | GA | Term | 250000 | 30 years | 30-39 | May 2026 |
| $115/mo | Northwestern Mutual | UT | Whole | 500000 | Lifetime | 30-39 | May 2026 |
| $28/mo | Haven Life | San Antonio, TX | Group / employer | 250000 | N/A | 40-49 | May 2026 |
| $26/mo | Banner | Sacramento, CA | Term | 500000 | 30 years | 30-39 | May 2026 |
| $32/mo | MassMutual | NC | Term | 250000 | 10 years | 50-59 | May 2026 |
| $115/mo | Prudential | NJ | Universal | 500000 | Lifetime | 40-49 | May 2026 |
| $34/mo | New York Life | Los Angeles, CA | Term | 750000 | 30 years | 30-39 | May 2026 |
| $21/mo | MassMutual | Miami, FL | Term | 500000 | 20 years | 18-29 | May 2026 |
| $11/mo | New York Life | NC | Term | 100000 | 15 years | 40-49 | May 2026 |
| $9/mo | Prudential | GA | Term | 100000 | 15 years | 40-49 | May 2026 |
| $68/mo | Prudential | OH | Whole | 250000 | Lifetime | 30-39 | May 2026 |
| $9/mo | State Farm | NE | Term | 100000 | 15 years | 30-39 | May 2026 |
| $16/mo | Prudential | San Antonio, TX | Group / employer | 250000 | N/A | 30-39 | May 2026 |
| $84/mo | State Farm | IL | Group / employer | 750000 | N/A | 40-49 | May 2026 |
| $32/mo | Prudential | VA | Term | 750000 | 30 years | 18-29 | May 2026 |
| $120/mo | Haven Life | OH | Universal | 500000 | Lifetime | 40-49 | May 2026 |
| $79/mo | MassMutual | San Antonio, TX | Term | 100000 | 10 years | 70+ | May 2026 |
| $15/mo | Haven Life | NC | Group / employer | 100000 | N/A | 50-59 | May 2026 |
| $110/mo | MassMutual | SC | Whole | 250000 | Lifetime | 40-49 | May 2026 |
| $7/mo | Northwestern Mutual | Tampa, FL | Term | 100000 | 30 years | 30-39 | May 2026 |
| $59/mo | Banner | Sacramento, CA | Term | 1000000 | 10 years | 40-49 | Apr 2026 |
| $20/mo | Prudential | Dallas, TX | Term | 500000 | 20 years | 18-29 | Apr 2026 |
| $51/mo | Haven Life | Dallas, TX | Final expense | 750000 | Lifetime | 18-29 | Apr 2026 |
| $195/mo | Banner | Houston, TX | Term | 250000 | 20 years | 70+ | Apr 2026 |
| $360/mo | MassMutual | Sacramento, CA | Final expense | 250000 | Lifetime | 70+ | Apr 2026 |
| $26/mo | Haven Life | MA | Term | 1000000 | 15 years | 18-29 | Apr 2026 |
| $6/mo | Haven Life | CO | Term | 100000 | 10 years | 18-29 | Apr 2026 |
| $170/mo | MassMutual | MO | Term | 500000 | 30 years | 50-59 | Apr 2026 |
| $16/mo | Prudential | AZ | Term | 250000 | 10 years | 30-39 | Apr 2026 |
| $47/mo | Haven Life | IL | Term | 250000 | 30 years | 50-59 | Apr 2026 |
| $275/mo | Prudential | NJ | Term | 1000000 | 30 years | 60-69 | Apr 2026 |
| $94/mo | Haven Life | CO | Universal | 500000 | Lifetime | 30-39 | Apr 2026 |
| $165/mo | MassMutual | Albany, NY | Term | 500000 | 20 years | 60-69 | Apr 2026 |
| $1,300/mo | Banner | WI | Final expense | 250000 | Lifetime | 70+ | Apr 2026 |
| $99/mo | New York Life | MI | Universal | 250000 | Lifetime | 30-39 | Apr 2026 |
| $70/mo | Haven Life | Houston, TX | Term | 500000 | 20 years | 30-39 | Apr 2026 |
| $34/mo | MassMutual | Sacramento, CA | Term | 500000 | 10 years | 30-39 | Apr 2026 |
| $23/mo | New York Life | San Diego, CA | Term | 100000 | 15 years | 50-59 | Apr 2026 |
| $49/mo | Banner | San Antonio, TX | Term | 1000000 | 30 years | 30-39 | Apr 2026 |
| $390/mo | Prudential | Miami, FL | Whole | 250000 | Lifetime | 60-69 | Apr 2026 |
| $69/mo | Banner | OR | Final expense | 500000 | Lifetime | 30-39 | Apr 2026 |
| $38/mo | New York Life | Dallas, TX | Term | 250000 | 30 years | 30-39 | Apr 2026 |
| $40/mo | New York Life | VA | Term | 500000 | 20 years | 40-49 | Apr 2026 |
| $7/mo | Haven Life | MI | Term | 100000 | 20 years | 30-39 | Apr 2026 |
| $190/mo | Prudential | San Diego, CA | Final expense | 750000 | Lifetime | 50-59 | Apr 2026 |
| $545/mo | Northwestern Mutual | Austin, TX | Whole | 1000000 | Lifetime | 50-59 | Apr 2026 |
| $465/mo | Banner | OH | Final expense | 250000 | Lifetime | 60-69 | Mar 2026 |
| $28/mo | New York Life | OH | Term | 100000 | 20 years | 40-49 | Mar 2026 |
| $15/mo | State Farm | NC | Term | 250000 | 10 years | 30-39 | Mar 2026 |
| $74/mo | Northwestern Mutual | Dallas, TX | Whole | 500000 | Lifetime | 18-29 | Mar 2026 |
| $130/mo | Northwestern Mutual | WI | Final expense | 500000 | Lifetime | 30-39 | Mar 2026 |
| $155/mo | MassMutual | Dallas, TX | Term | 1000000 | 20 years | 50-59 | Mar 2026 |
| $77/mo | New York Life | OH | Whole | 100000 | Lifetime | 50-59 | Mar 2026 |
| $5/mo | Banner | SC | Group / employer | 100000 | N/A | 18-29 | Mar 2026 |
| $160/mo | Prudential | PA | Universal | 500000 | Lifetime | 50-59 | Mar 2026 |
| $19/mo | Haven Life | Houston, TX | Term | 100000 | 30 years | 18-29 | Mar 2026 |
| $660/mo | New York Life | San Antonio, TX | Whole | 250000 | Lifetime | 70+ | Mar 2026 |
| $51/mo | New York Life | UT | Term | 100000 | 20 years | 40-49 | Mar 2026 |
| $51/mo | Banner | PA | Term | 250000 | 15 years | 50-59 | Mar 2026 |
| $28/mo | Northwestern Mutual | San Diego, CA | Final expense | 500000 | Lifetime | 18-29 | Mar 2026 |
| $100/mo | Prudential | Tampa, FL | Universal | 250000 | Lifetime | 40-49 | Mar 2026 |
| $69/mo | Prudential | Orlando, FL | Universal | 500000 | Lifetime | 18-29 | Mar 2026 |
| $29/mo | Banner | Rochester, NY | Term | 250000 | 10 years | 18-29 | Mar 2026 |
| $10/mo | MassMutual | IL | Group / employer | 250000 | N/A | 30-39 | Mar 2026 |
| $25/mo | Haven Life | Austin, TX | Whole | 100000 | Lifetime | 18-29 | Mar 2026 |
| $17/mo | New York Life | PA | Term | 250000 | 15 years | 30-39 | Mar 2026 |