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Add your mortgage ratesMortgage Rates
Anonymous, self-reported prices matching your filters.
25th pct
5.75% APR
Median
6.40% APR
75th pct
6.80% APR
90th pct
7.45% APR
APR distribution
5.09%7.87%
What drives the rate?
Average APR by credit score.
Poor (<580)
7.56%
Fair (580-669)
7.19%
Good (670-739)
6.52%
Excellent (740+)
5.68%
Recent reports
| APR | Provider | Region | Rate type | Term | Purpose | Credit score | Signed |
|---|---|---|---|---|---|---|---|
| 7.45% APR | loanDepot | San Jose, CA | Fixed | 30 years | Purchase | Fair (580-669) | Jun 2026 |
| 6.64% APR | Rocket Mortgage | GA | Fixed | 20 years | Purchase | Good (670-739) | Jun 2026 |
| 6.40% APR | Wells Fargo | Los Angeles, CA | Fixed | 30 years | Refinance | Good (670-739) | Jun 2026 |
| 6.73% APR | Rocket Mortgage | Dallas, TX | Fixed | 30 years | Cash-out refinance | Good (670-739) | Jun 2026 |
| 7.87% APR | loanDepot | San Antonio, TX | Fixed | 30 years | Purchase | Fair (580-669) | Jun 2026 |
| 5.73% APR | loanDepot | Austin, TX | Fixed | 30 years | Refinance | Excellent (740+) | Jun 2026 |
| 5.09% APR | loanDepot | MN | Fixed | 10 years | Refinance | Excellent (740+) | Jun 2026 |
| 6.80% APR | Wells Fargo | OH | Fixed | 30 years | Purchase | Good (670-739) | Jun 2026 |
| 7.36% APR | Wells Fargo | VA | Fixed | 30 years | Purchase | Fair (580-669) | May 2026 |
| 6.44% APR | Better.com | IN | Adjustable (ARM) | 30 years | Purchase | Excellent (740+) | May 2026 |
| 5.46% APR | Chase | Los Angeles, CA | Fixed | 15 years | Refinance | Excellent (740+) | May 2026 |
| 5.85% APR | loanDepot | Tampa, FL | Fixed | 30 years | Purchase | Excellent (740+) | May 2026 |
| 5.15% APR | Wells Fargo | WA | Fixed | 15 years | Purchase | Excellent (740+) | May 2026 |
| 6.32% APR | U.S. Bank | AZ | Fixed | 15 years | Cash-out refinance | Good (670-739) | May 2026 |
| 6.79% APR | Chase | UT | Fixed | 20 years | Purchase | Good (670-739) | Apr 2026 |
| 6.35% APR | Chase | Dallas, TX | Fixed | 15 years | Cash-out refinance | Excellent (740+) | Apr 2026 |
| 5.74% APR | Wells Fargo | Los Angeles, CA | Fixed | 20 years | Refinance | Excellent (740+) | Apr 2026 |
| 5.24% APR | loanDepot | NH | Adjustable (ARM) | 30 years | Purchase | Excellent (740+) | Apr 2026 |
| 5.75% APR | Bank of America | TN | Fixed | 10 years | Purchase | Excellent (740+) | Apr 2026 |
| 7.56% APR | Chase | MD | Fixed | 10 years | Purchase | Poor (<580) | Apr 2026 |
| 6.10% APR | Better.com | Orlando, FL | Fixed | 15 years | Purchase | Good (670-739) | Apr 2026 |
| 7.45% APR | U.S. Bank | San Diego, CA | Fixed | 30 years | Purchase | Fair (580-669) | Mar 2026 |
| 6.38% APR | Chase | PA | Fixed | 30 years | Purchase | Good (670-739) | Mar 2026 |
| 5.21% APR | Rocket Mortgage | San Antonio, TX | Fixed | 10 years | Purchase | Excellent (740+) | Mar 2026 |
| 7.28% APR | Better.com | Dallas, TX | Fixed | 30 years | Purchase | Fair (580-669) | Feb 2026 |
| 6.67% APR | Better.com | OH | Fixed | 15 years | Refinance | Fair (580-669) | Jan 2026 |
| 6.42% APR | Rocket Mortgage | Dallas, TX | Fixed | 15 years | Purchase | Fair (580-669) | Jan 2026 |
| 6.16% APR | U.S. Bank | Houston, TX | Fixed | 30 years | Refinance | Excellent (740+) | Jan 2026 |
| 7.03% APR | Wells Fargo | Dallas, TX | Fixed | 20 years | Purchase | Fair (580-669) | Jan 2026 |