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Add your pet insurancePet Insurance
Anonymous, self-reported prices matching your filters.
25th pct
$30/mo
Median
$46/mo
75th pct
$68/mo
90th pct
$100/mo
Monthly cost distribution
$9$215
What drives the price?
Average monthly cost by species.
Dog
$66
Other
$43
Cat
$31
Recent reports
| Monthly | Provider | Region | Species | Pet age | Coverage | Reimbursement | As of |
|---|---|---|---|---|---|---|---|
| $47/mo | Healthy Paws | MD | Cat | 8-10 | Accident & illness | 90% | Jun 2026 |
| $9/mo | Embrace | MI | Cat | Puppy / kitten (<1) | Accident only | 80% | Jun 2026 |
| $33/mo | Healthy Paws | GA | Dog | Puppy / kitten (<1) | Accident & illness | 100% | Jun 2026 |
| $90/mo | Lemonade | IL | Dog | 1-3 | Comprehensive (+ wellness) | 70% | Jun 2026 |
| $80/mo | Spot | PA | Dog | 4-7 | Comprehensive (+ wellness) | 80% | Jun 2026 |
| $21/mo | Spot | San Antonio, TX | Dog | Puppy / kitten (<1) | Accident only | 100% | Jun 2026 |
| $17/mo | ASPCA | Albany, NY | Cat | 1-3 | Accident only | 70% | Jun 2026 |
| $27/mo | Embrace | Jacksonville, FL | Cat | 4-7 | Accident & illness | 80% | Jun 2026 |
| $25/mo | Nationwide | MA | Dog | 1-3 | Accident only | 90% | Jun 2026 |
| $34/mo | Embrace | PA | Cat | Puppy / kitten (<1) | Comprehensive (+ wellness) | 90% | Jun 2026 |
| $11/mo | Trupanion | San Jose, CA | Cat | Puppy / kitten (<1) | Accident only | 100% | Jun 2026 |
| $81/mo | ASPCA | OH | Other | Puppy / kitten (<1) | Comprehensive (+ wellness) | 100% | Jun 2026 |
| $12/mo | ASPCA | Sacramento, CA | Cat | 1-3 | Accident only | 90% | Jun 2026 |
| $56/mo | Embrace | San Antonio, TX | Dog | 1-3 | Accident & illness | 70% | Jun 2026 |
| $130/mo | Healthy Paws | OH | Dog | 8-10 | Comprehensive (+ wellness) | 80% | Jun 2026 |
| $33/mo | Spot | Austin, TX | Dog | 4-7 | Accident only | 100% | Jun 2026 |
| $28/mo | Trupanion | WA | Cat | Puppy / kitten (<1) | Accident & illness | 80% | Jun 2026 |
| $82/mo | Nationwide | MO | Dog | 4-7 | Comprehensive (+ wellness) | 90% | Jun 2026 |
| $56/mo | Trupanion | PA | Dog | Puppy / kitten (<1) | Comprehensive (+ wellness) | 70% | Jun 2026 |
| $26/mo | Embrace | OH | Dog | 4-7 | Accident only | 100% | Jun 2026 |
| $21/mo | Spot | NC | Other | 4-7 | Accident only | 70% | Jun 2026 |
| $80/mo | Healthy Paws | New York, NY | Cat | 11+ | Comprehensive (+ wellness) | 90% | Jun 2026 |
| $41/mo | Trupanion | IL | Cat | 1-3 | Comprehensive (+ wellness) | 90% | Jun 2026 |
| $130/mo | Healthy Paws | Sacramento, CA | Dog | 8-10 | Comprehensive (+ wellness) | 70% | Jun 2026 |
| $20/mo | Nationwide | NJ | Dog | Puppy / kitten (<1) | Accident only | 90% | May 2026 |
| $44/mo | Nationwide | NV | Dog | 11+ | Accident only | 80% | May 2026 |
| $17/mo | Spot | Tampa, FL | Other | 1-3 | Accident only | 80% | May 2026 |
| $50/mo | Nationwide | New York, NY | Dog | Puppy / kitten (<1) | Accident & illness | 90% | May 2026 |
| $23/mo | Spot | Houston, TX | Dog | 4-7 | Accident only | 100% | May 2026 |
| $74/mo | Trupanion | Orlando, FL | Dog | 8-10 | Accident & illness | 80% | May 2026 |
| $54/mo | Trupanion | VA | Dog | Puppy / kitten (<1) | Accident & illness | 80% | May 2026 |
| $65/mo | Healthy Paws | San Jose, CA | Dog | 1-3 | Accident & illness | 90% | May 2026 |
| $58/mo | Lemonade | CO | Dog | Puppy / kitten (<1) | Accident & illness | 100% | May 2026 |
| $19/mo | ASPCA | OH | Cat | 1-3 | Accident & illness | 80% | May 2026 |
| $45/mo | Nationwide | San Jose, CA | Dog | 1-3 | Accident & illness | 70% | May 2026 |
| $78/mo | Embrace | Miami, FL | Dog | 4-7 | Comprehensive (+ wellness) | 100% | May 2026 |
| $50/mo | ASPCA | Dallas, TX | Dog | 1-3 | Accident & illness | 90% | May 2026 |
| $41/mo | ASPCA | OR | Other | Puppy / kitten (<1) | Accident & illness | 80% | May 2026 |
| $42/mo | Spot | Dallas, TX | Dog | Puppy / kitten (<1) | Accident & illness | 90% | May 2026 |
| $61/mo | Trupanion | GA | Other | 1-3 | Comprehensive (+ wellness) | 80% | May 2026 |
| $41/mo | Healthy Paws | Sacramento, CA | Cat | 1-3 | Accident & illness | 80% | May 2026 |
| $25/mo | Nationwide | San Antonio, TX | Cat | 1-3 | Accident & illness | 70% | May 2026 |
| $30/mo | ASPCA | Dallas, TX | Cat | 1-3 | Accident & illness | 80% | May 2026 |
| $37/mo | Spot | San Jose, CA | Other | 4-7 | Accident & illness | 100% | May 2026 |
| $135/mo | Trupanion | San Diego, CA | Dog | 11+ | Accident & illness | 80% | May 2026 |
| $63/mo | Nationwide | AZ | Dog | Puppy / kitten (<1) | Comprehensive (+ wellness) | 70% | May 2026 |
| $65/mo | Trupanion | MA | Dog | 4-7 | Accident & illness | 100% | May 2026 |
| $115/mo | Lemonade | Rochester, NY | Dog | 11+ | Accident & illness | 90% | May 2026 |
| $100/mo | Nationwide | MO | Dog | 4-7 | Accident & illness | 90% | May 2026 |
| $110/mo | Spot | NJ | Dog | 8-10 | Comprehensive (+ wellness) | 100% | May 2026 |
| $115/mo | Spot | MD | Dog | 8-10 | Comprehensive (+ wellness) | 70% | May 2026 |
| $24/mo | Nationwide | GA | Cat | 1-3 | Accident & illness | 70% | Apr 2026 |
| $26/mo | Embrace | PA | Cat | Puppy / kitten (<1) | Accident & illness | 90% | Apr 2026 |
| $95/mo | Embrace | NC | Dog | 4-7 | Comprehensive (+ wellness) | 90% | Apr 2026 |
| $40/mo | Lemonade | Rochester, NY | Cat | 8-10 | Accident & illness | 80% | Apr 2026 |
| $36/mo | Healthy Paws | MN | Dog | Puppy / kitten (<1) | Accident & illness | 90% | Apr 2026 |
| $67/mo | ASPCA | MN | Dog | 4-7 | Accident & illness | 90% | Apr 2026 |
| $35/mo | Nationwide | PA | Dog | 4-7 | Accident only | 90% | Apr 2026 |
| $52/mo | Nationwide | Buffalo, NY | Cat | 4-7 | Comprehensive (+ wellness) | 90% | Apr 2026 |
| $53/mo | Trupanion | San Jose, CA | Dog | 4-7 | Accident & illness | 70% | Apr 2026 |
| $30/mo | Trupanion | OH | Cat | 1-3 | Comprehensive (+ wellness) | 80% | Apr 2026 |
| $70/mo | Lemonade | OH | Dog | Puppy / kitten (<1) | Comprehensive (+ wellness) | 80% | Apr 2026 |
| $11/mo | Lemonade | Dallas, TX | Cat | 1-3 | Accident only | 80% | Apr 2026 |
| $20/mo | Spot | Los Angeles, CA | Cat | 11+ | Accident only | 70% | Apr 2026 |
| $78/mo | Healthy Paws | San Diego, CA | Dog | 8-10 | Accident & illness | 90% | Apr 2026 |
| $48/mo | Spot | Tampa, FL | Cat | 8-10 | Accident & illness | 80% | Apr 2026 |
| $54/mo | Nationwide | Rochester, NY | Dog | Puppy / kitten (<1) | Accident & illness | 80% | Apr 2026 |
| $155/mo | ASPCA | PA | Dog | 11+ | Accident & illness | 100% | Apr 2026 |
| $67/mo | Trupanion | MI | Dog | 1-3 | Comprehensive (+ wellness) | 80% | Apr 2026 |
| $66/mo | Healthy Paws | VA | Dog | Puppy / kitten (<1) | Comprehensive (+ wellness) | 70% | Apr 2026 |
| $62/mo | Nationwide | Sacramento, CA | Dog | 4-7 | Accident & illness | 70% | Apr 2026 |
| $125/mo | Healthy Paws | MI | Dog | 8-10 | Comprehensive (+ wellness) | 100% | Apr 2026 |
| $15/mo | Embrace | MN | Cat | 4-7 | Accident only | 80% | Apr 2026 |
| $30/mo | ASPCA | MD | Dog | 4-7 | Accident only | 90% | Apr 2026 |
| $27/mo | Spot | TN | Dog | 1-3 | Accident only | 70% | Apr 2026 |
| $36/mo | Lemonade | VA | Dog | Puppy / kitten (<1) | Accident & illness | 100% | Apr 2026 |
| $69/mo | ASPCA | OH | Cat | 8-10 | Comprehensive (+ wellness) | 80% | Apr 2026 |
| $33/mo | Trupanion | Tampa, FL | Dog | Puppy / kitten (<1) | Accident & illness | 100% | Apr 2026 |
| $89/mo | Trupanion | Dallas, TX | Cat | 11+ | Comprehensive (+ wellness) | 90% | Apr 2026 |
| $30/mo | Lemonade | CT | Cat | 1-3 | Accident & illness | 90% | Mar 2026 |
| $19/mo | Nationwide | Los Angeles, CA | Cat | 8-10 | Accident only | 100% | Mar 2026 |
| $170/mo | Healthy Paws | Jacksonville, FL | Dog | 11+ | Comprehensive (+ wellness) | 100% | Mar 2026 |
| $28/mo | Nationwide | San Jose, CA | Cat | 11+ | Accident only | 100% | Mar 2026 |
| $81/mo | Healthy Paws | Los Angeles, CA | Other | 8-10 | Accident & illness | 80% | Mar 2026 |
| $26/mo | ASPCA | PA | Cat | 1-3 | Accident & illness | 80% | Mar 2026 |
| $125/mo | Spot | MA | Dog | 8-10 | Accident & illness | 80% | Mar 2026 |
| $53/mo | Lemonade | MI | Dog | 4-7 | Accident & illness | 100% | Mar 2026 |
| $30/mo | Healthy Paws | TN | Cat | 4-7 | Accident & illness | 90% | Mar 2026 |
| $64/mo | Healthy Paws | MN | Dog | 1-3 | Accident & illness | 80% | Mar 2026 |
| $45/mo | Trupanion | AZ | Dog | Puppy / kitten (<1) | Comprehensive (+ wellness) | 70% | Mar 2026 |
| $120/mo | Nationwide | Buffalo, NY | Dog | 11+ | Accident & illness | 90% | Mar 2026 |
| $40/mo | Lemonade | Los Angeles, CA | Cat | 4-7 | Accident & illness | 100% | Mar 2026 |
| $26/mo | Healthy Paws | MA | Dog | 1-3 | Accident only | 90% | Mar 2026 |
| $55/mo | Spot | Tampa, FL | Dog | Puppy / kitten (<1) | Accident & illness | 80% | Mar 2026 |
| $60/mo | Embrace | Austin, TX | Dog | Puppy / kitten (<1) | Accident & illness | 80% | Mar 2026 |
| $39/mo | Lemonade | Los Angeles, CA | Cat | 1-3 | Comprehensive (+ wellness) | 100% | Mar 2026 |
| $150/mo | Healthy Paws | Albany, NY | Dog | 8-10 | Comprehensive (+ wellness) | 80% | Mar 2026 |
| $49/mo | Lemonade | PA | Dog | 8-10 | Accident only | 80% | Mar 2026 |
| $110/mo | Nationwide | Sacramento, CA | Dog | 8-10 | Accident & illness | 80% | Mar 2026 |
| $115/mo | Trupanion | New York, NY | Dog | 8-10 | Comprehensive (+ wellness) | 70% | Mar 2026 |